> For the complete documentation index, see [llms.txt](https://daniel-soto.gitbook.io/em/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://daniel-soto.gitbook.io/em/economics-fundamentals/finance.md).

# Financial Considerations

Under what conditions does performing an energy-saving retrofit make sense to a consumer?

* What is the cost of a loan?
* How much energy is saved?
* What is the influence of local or national policy?
* What other non-economic benefits result from making buildings more

    efficient?

## References

* Natural Capitalism chapter